Disability Insurance

Short-Term and Long-Term Disability Insurance - VOYA

Benefit Eligible employees have the option to purchase short-term and long-term disability insurance through Voya Financial. Short-term and long-term disability are meant to replace a portion of your income when you are unable to work due to sickness or injury.

With short-term disability, you have the option to elect 40% or 50% coverage of your weekly earnings, with a maximum of $1,500 coverage. Short-term disability has a waiting period of 14 days after the disability occurs. This would supplement income in the short term, and last for up to a maximum of 24 weeks.

Long-term disability covers 60% of your monthly earnings, with a cap of $6,000 per month. Long-term disability has a 180 day waiting period, which is meant to supplement income for the long term (after short term disability has stopped paying).

To file a claim, please visit https://presents.voya.com/EBRC/Home/dekalb.